The payments industry and the world of merchant services can be a blindingly complex place to be.  ProPay understands the challenges facing merchants of all sizes – from understanding the cost of processing transactions to protecting your customers’ senstive payment data.  To help businesses navigate the corridors of regulation, processing, risk, fraud and other pressing issues, ProPay has developed this blog as a resource for businesses of all sizes.  At ProPay, our mission is to provide simple, secure and affordable processing solutions and this blog is an extension of that.  In offering this resource, we hope to clarify some of the more confusing aspects of the payments industry and make the payments process simpler, and safer, for everyone.

About ProPay

Since 1997, ProPay has led the market in providing simple, safe and affordable credit card processing and electronic payment services for businesses ranging from the small, home-based entrepreneur to multi-billion-dollar enterprises. ProPay is leading the industry as a provider of complete End-to-End Payment Security solutions through robust encryption and tokenization, which reduces, and may even eliminate, the business’ risk of having sensitive payment data compromised. ProPay is the recipient of the prestigious 2010 ETA ISO of the Year. ProPay is a privately held company, headquartered in Lehi, Utah. For information, visit

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