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	<title>ProPay Blog</title>
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	<link>http://blog.propay.com</link>
	<description>Payment Card, Security, Compliance, and Industry News</description>
	<lastBuildDate>Thu, 16 Feb 2012 18:01:25 +0000</lastBuildDate>
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		<title>Is this the year for NFC?</title>
		<link>http://blog.propay.com/index.php/2012/02/16/is-this-the-year-for-nfc/</link>
		<comments>http://blog.propay.com/index.php/2012/02/16/is-this-the-year-for-nfc/#comments</comments>
		<pubDate>Thu, 16 Feb 2012 18:01:25 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Mobile Payments]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[Merchant Services]]></category>
		<category><![CDATA[Mobile]]></category>
		<category><![CDATA[ProPay]]></category>
		<category><![CDATA[ProPay JAK]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1197</guid>
		<description><![CDATA[Industry pundits have been anxiously declaring the &#8220;Year of NFC&#8221; for the past several years.  Near Field Communication (NFC) was supposed to revolutionize the way customers interact with the point of sale. Various beneficial consequences of NFC adoption have been touted - everything from security to efficiency and just about everything in between.  Large companies have [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>PCI Compliance and Hard Copy Data</title>
		<link>http://blog.propay.com/index.php/2012/02/13/pci-compliance-and-hard-copy-data/</link>
		<comments>http://blog.propay.com/index.php/2012/02/13/pci-compliance-and-hard-copy-data/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 19:56:14 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Data Security]]></category>
		<category><![CDATA[Micro Merchant]]></category>
		<category><![CDATA[PCI DSS]]></category>
		<category><![CDATA[Small Businesses]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[compliance]]></category>
		<category><![CDATA[data breach]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[ProPay]]></category>
		<category><![CDATA[protectpay]]></category>
		<category><![CDATA[regulatory compliance]]></category>
		<category><![CDATA[Risk]]></category>
		<category><![CDATA[Security]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1184</guid>
		<description><![CDATA[For small merchants, and really for any merchant, PCI DSS compliance can offer any number of difficulties.  For small merchants, though, lack of resources and information about the Standard can have a crippling effect on compliance.  Fortunately, there are now services like ProtectPay that can help small merchants comply with large portions of the PCI [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>After the Breach?</title>
		<link>http://blog.propay.com/index.php/2012/01/30/after-the-breach/</link>
		<comments>http://blog.propay.com/index.php/2012/01/30/after-the-breach/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 19:20:54 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Data Breaches]]></category>
		<category><![CDATA[Data Security]]></category>
		<category><![CDATA[Industry News]]></category>
		<category><![CDATA[PCI DSS]]></category>
		<category><![CDATA[tokenization]]></category>
		<category><![CDATA[data breach]]></category>
		<category><![CDATA[data security for small businesses]]></category>
		<category><![CDATA[end to end encryption]]></category>
		<category><![CDATA[ProPay]]></category>
		<category><![CDATA[protectpay]]></category>
		<category><![CDATA[regulatory compliance]]></category>
		<category><![CDATA[Security]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1172</guid>
		<description><![CDATA[We spend a lot of time talking about what to do to prevent a breach of networks or computer systems.  This discussion has been, and continues to be, very valuable.  It is discussions like this that have allowed the payments industry to develop solutions like ProtectPay, ProPay&#8217;s secure payment solution.  ProtectPay, for instance, allows merchants [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What is EMV and Why Is It Important?</title>
		<link>http://blog.propay.com/index.php/2012/01/17/what-is-emv-and-why-is-it-important/</link>
		<comments>http://blog.propay.com/index.php/2012/01/17/what-is-emv-and-why-is-it-important/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 22:21:25 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Data Security]]></category>
		<category><![CDATA[EMV]]></category>
		<category><![CDATA[Technical Discussions]]></category>
		<category><![CDATA[Chip & PIN]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[PCI DSS]]></category>
		<category><![CDATA[ProPay]]></category>
		<category><![CDATA[Risk]]></category>
		<category><![CDATA[Security]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1167</guid>
		<description><![CDATA[Over the past year, the payments industry has been abuzz with news of Visa&#8217;s plan to encourage adoption of EMV technology.  While many in the payments industry have a clear understanding of what EMV is and how it might impact our business, for small merchants the term just adds on to the growing list of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Immune to Online Scams?</title>
		<link>http://blog.propay.com/index.php/2012/01/05/immune-to-online-scams/</link>
		<comments>http://blog.propay.com/index.php/2012/01/05/immune-to-online-scams/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 22:08:15 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Data Security]]></category>
		<category><![CDATA[Risk/Fraud]]></category>
		<category><![CDATA[Scams]]></category>
		<category><![CDATA[Social Engineering]]></category>
		<category><![CDATA[cyberscam]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[phishing]]></category>
		<category><![CDATA[Ponemon Institute]]></category>
		<category><![CDATA[Social Media]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1159</guid>
		<description><![CDATA[Many people today that consider themselves to be internet savvy might believe that they are too clever to fall for an online scam.  They know that they should not respond to pleas for help from Nigerian princes that need to move furniture for their long-deceased, well-meaning philanthropist great uncle.  They know that any job posting [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>An Interesting Bargain&#8230;</title>
		<link>http://blog.propay.com/index.php/2011/12/13/an-interesting-bargain/</link>
		<comments>http://blog.propay.com/index.php/2011/12/13/an-interesting-bargain/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 18:44:26 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Privacy]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[ProPay]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1154</guid>
		<description><![CDATA[As someone that watches with great interest as the great privacy debate unfolds, this article really caught my attention.  The issue in question is the trade-off between online privacy and discounts or special offers.  According to  a study by KPMG (Consumers and Convergence V: The Converged Lifestyle survey) a majority of US shoppers would offer [...]]]></description>
		<wfw:commentRss>http://blog.propay.com/index.php/2011/12/13/an-interesting-bargain/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>PCI DSS Compliance and Fraud</title>
		<link>http://blog.propay.com/index.php/2011/12/05/pci-dss-compliance-and-fraud/</link>
		<comments>http://blog.propay.com/index.php/2011/12/05/pci-dss-compliance-and-fraud/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 20:16:19 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[PCI DSS]]></category>
		<category><![CDATA[Risk/Fraud]]></category>
		<category><![CDATA[Small Businesses]]></category>
		<category><![CDATA[data security for small businesses]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[mastercard]]></category>
		<category><![CDATA[merchant]]></category>
		<category><![CDATA[regulatory compliance]]></category>
		<category><![CDATA[Risk]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1148</guid>
		<description><![CDATA[I saw a blog post yesterday that reminded me of complexity and confusion surrounding the relationship between PCI DSS compliance and fraud prevention.  The details of the story are less important than the central idea that the author was communicating &#8211;  the notion that merchants should rely on PCI DSS compliance for the prevention of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Passwords?  What&#8217;s the big deal about Passwords?</title>
		<link>http://blog.propay.com/index.php/2011/11/21/passwords/</link>
		<comments>http://blog.propay.com/index.php/2011/11/21/passwords/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 18:44:45 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Data Breaches]]></category>
		<category><![CDATA[Data Security]]></category>
		<category><![CDATA[Micro Merchant]]></category>
		<category><![CDATA[Small Businesses]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[data breach]]></category>
		<category><![CDATA[data security for small businesses]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[Merchants]]></category>
		<category><![CDATA[ProPay]]></category>
		<category><![CDATA[Security]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1146</guid>
		<description><![CDATA[We often think that our personal computers or laptops are not targets of hackers.  &#8220;There is little data of value to a thief,&#8221; we might rationalize.  &#8220;They are going to be better served going after a big target &#8211; like a bank or other financial institution.&#8221;  This assumes that the only reason a computer would [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Trends for this Holiday Season</title>
		<link>http://blog.propay.com/index.php/2011/11/17/trends-for-this-holiday-season/</link>
		<comments>http://blog.propay.com/index.php/2011/11/17/trends-for-this-holiday-season/#comments</comments>
		<pubDate>Thu, 17 Nov 2011 17:53:29 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Customer Service]]></category>
		<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Micro Merchant]]></category>
		<category><![CDATA[Small Businesses]]></category>
		<category><![CDATA[ecommerce merchant]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[ecommerce]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[holiday shopping]]></category>
		<category><![CDATA[merchant]]></category>
		<category><![CDATA[online merchant]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1142</guid>
		<description><![CDATA[The season is upon us.  Analysts and media have made their predictions for what the holiday shopping season will bring.  Not surprisingly, most surveys reveal that consumers plan to be &#8220;careful&#8221; with their spending this holiday season.  They are looking for the best value, with many respondents indicating that they&#8217;d like to be able to [...]]]></description>
		<wfw:commentRss>http://blog.propay.com/index.php/2011/11/17/trends-for-this-holiday-season/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ProPay – Simple, Secure and Affordable Service</title>
		<link>http://blog.propay.com/index.php/2011/11/11/propay-%e2%80%93-simple-secure-and-affordable-service/</link>
		<comments>http://blog.propay.com/index.php/2011/11/11/propay-%e2%80%93-simple-secure-and-affordable-service/#comments</comments>
		<pubDate>Fri, 11 Nov 2011 18:22:04 +0000</pubDate>
		<dc:creator>nashby</dc:creator>
				<category><![CDATA[Customer Service]]></category>
		<category><![CDATA[Customer Satisfaction]]></category>
		<category><![CDATA[Customer Service Representatives]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Merchant Account]]></category>
		<category><![CDATA[Merchant Services]]></category>
		<category><![CDATA[Nicole Ashby Boulter]]></category>
		<category><![CDATA[ProPay]]></category>
		<category><![CDATA[ProPay Account]]></category>
		<category><![CDATA[ProPay Customer Service]]></category>
		<category><![CDATA[Twitter]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1138</guid>
		<description><![CDATA[“Thank you so much for all your assistance on the phone yesterday, getting my account straightened out - you were wonderful!   Very knowledgeable, helpful, and&#8230;.patient!   Please let your supervisor know how pleased I was with your customer service skills, it&#8217;s getting to be a lost art in today&#8217;s business world.” ProPay Customer&#8211;Meg Racheli
ProPay is committed [...]]]></description>
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		<slash:comments>0</slash:comments>
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