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	<title>ProPay Blog</title>
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	<link>http://blog.propay.com</link>
	<description>Payment Card, Security, Compliance, and Industry News</description>
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		<title>Skimmers &amp; Scammers: How is payment data stolen?</title>
		<link>http://blog.propay.com/index.php/2012/05/08/skimmers-scammers-how-is-payment-data-stolen/</link>
		<comments>http://blog.propay.com/index.php/2012/05/08/skimmers-scammers-how-is-payment-data-stolen/#comments</comments>
		<pubDate>Tue, 08 May 2012 20:10:09 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Data Breaches]]></category>
		<category><![CDATA[Risk/Fraud]]></category>
		<category><![CDATA[Scams]]></category>
		<category><![CDATA[Social Engineering]]></category>
		<category><![CDATA[Data Security]]></category>
		<category><![CDATA[data security for small businesses]]></category>
		<category><![CDATA[data theft]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[ProPay]]></category>
		<category><![CDATA[Security]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1246</guid>
		<description><![CDATA[
The cautionary tales abound regarding the protection of payment data – credit and debit cards, and ACH (or banking) information.  Bad guys are seemingly around every corner looking for ways to steal data.  It’d easy to believe that stealing payment information requires a great deal of technical knowledge and a lot of time. One is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>ProPay Solutions for eBay® Sellers</title>
		<link>http://blog.propay.com/index.php/2012/05/07/propay-solutions-for-ebay/</link>
		<comments>http://blog.propay.com/index.php/2012/05/07/propay-solutions-for-ebay/#comments</comments>
		<pubDate>Mon, 07 May 2012 19:28:40 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Merchant Services]]></category>
		<category><![CDATA[ProPay News]]></category>
		<category><![CDATA[eBay]]></category>
		<category><![CDATA[Merchant Account]]></category>
		<category><![CDATA[ProPay]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1241</guid>
		<description><![CDATA[ProPay is excited to announce that we&#8217;ve broadened our offerings to eBay sellers. Previously available only to PowerSellers, ProPay eAuction accounts provide sellers with ease of use and competitive rates. With a number of account options available, ProPay can offer payment processing solutions that meet the unique needs of the eBay seller.
If you&#8217;re an active [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Payment Processing 101</title>
		<link>http://blog.propay.com/index.php/2012/04/30/payment-processing-101/</link>
		<comments>http://blog.propay.com/index.php/2012/04/30/payment-processing-101/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 14:47:58 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Merchant Services]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[Merchant Account]]></category>
		<category><![CDATA[Merchants]]></category>
		<category><![CDATA[payment processing]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1233</guid>
		<description><![CDATA[Many small businesses recognize the importance of having a merchant account.  Having such an account allows the business to accept payment cards in lieu of cash or checks.  Studies have shown that accepting payment cards can increase conversion and increase the average ticket size &#8211; both great thing for small businesses.  But how many businesses know [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Mobile, Mobile, Mobile</title>
		<link>http://blog.propay.com/index.php/2012/04/10/mobile-mobile-mobile/</link>
		<comments>http://blog.propay.com/index.php/2012/04/10/mobile-mobile-mobile/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 20:59:47 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Data Security]]></category>
		<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Mobile Payments]]></category>
		<category><![CDATA[PCI DSS]]></category>
		<category><![CDATA[Small Businesses]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[Merchants]]></category>
		<category><![CDATA[Mobile]]></category>
		<category><![CDATA[ProPay]]></category>
		<category><![CDATA[ProPay JAK]]></category>
		<category><![CDATA[Social Media]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1227</guid>
		<description><![CDATA[Mobile technology seems to be in the news quite a bit today.  Instagram, a social photosharing, site was  acquired by Facebook.  AisleBuyer, a line-busting mobile commerce application, was acquired by Intuit.  Best Buy is looking at mobile strategies to combat the phenomenon of &#8220;showrooming,&#8221; in which consumers come to the retail store to look at [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>AFP Releases Survey on B2B Fraud</title>
		<link>http://blog.propay.com/index.php/2012/03/21/afp-releases-survey-on-b2b-fraud/</link>
		<comments>http://blog.propay.com/index.php/2012/03/21/afp-releases-survey-on-b2b-fraud/#comments</comments>
		<pubDate>Wed, 21 Mar 2012 17:13:59 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1224</guid>
		<description><![CDATA[The Association of Financial Professionals (AFP) has released its latest survey on Business to Business Fraud.  According to the findings 66% of the respondents were the targets of an attempted or actual payment fraud in 2011.  Of those attempts, checks were the dominant payment form targeted by the criminals.  Nearly 85% of the organizations that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>More Identity Theft Arrests</title>
		<link>http://blog.propay.com/index.php/2012/03/20/more-identity-theft-arrests/</link>
		<comments>http://blog.propay.com/index.php/2012/03/20/more-identity-theft-arrests/#comments</comments>
		<pubDate>Tue, 20 Mar 2012 22:00:13 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Data Breaches]]></category>
		<category><![CDATA[Data Security]]></category>
		<category><![CDATA[PCI DSS]]></category>
		<category><![CDATA[Risk/Fraud]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[compliance]]></category>
		<category><![CDATA[data breach]]></category>
		<category><![CDATA[data security for small businesses]]></category>
		<category><![CDATA[data theft]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[ProPay]]></category>
		<category><![CDATA[regulatory compliance]]></category>
		<category><![CDATA[Risk]]></category>
		<category><![CDATA[Security]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1221</guid>
		<description><![CDATA[Last week, federal authorities announced the arrest of 19 individual associated with a data and identity theft ring.  This group, associated with an online forum at carders.su, specialized in stealing personally identifiable information and then offering it for resale.  The group, which was based in Las Vegas, also offered counterfeit cards for sale.  The arrests [...]]]></description>
		<wfw:commentRss>http://blog.propay.com/index.php/2012/03/20/more-identity-theft-arrests/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Merchant Identity Theft</title>
		<link>http://blog.propay.com/index.php/2012/02/28/merchant-identity-theft/</link>
		<comments>http://blog.propay.com/index.php/2012/02/28/merchant-identity-theft/#comments</comments>
		<pubDate>Tue, 28 Feb 2012 21:57:57 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Scams]]></category>
		<category><![CDATA[Small Businesses]]></category>
		<category><![CDATA[Social Engineering]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[ProPay]]></category>
		<category><![CDATA[Risk]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1215</guid>
		<description><![CDATA[When the discussion of identity theft arises, most people would naturally assume that the phenomenon is one that primarily impacts consumers.  However, the unfortunate fact of the matter is that merchant (or business) identity theft is a very real threat that often gets overlooked.  One reason for the lack of attention provided to business identity [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is this the year for NFC?</title>
		<link>http://blog.propay.com/index.php/2012/02/16/is-this-the-year-for-nfc/</link>
		<comments>http://blog.propay.com/index.php/2012/02/16/is-this-the-year-for-nfc/#comments</comments>
		<pubDate>Thu, 16 Feb 2012 18:01:25 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Mobile Payments]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[Merchant Services]]></category>
		<category><![CDATA[Mobile]]></category>
		<category><![CDATA[ProPay]]></category>
		<category><![CDATA[ProPay JAK]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1197</guid>
		<description><![CDATA[Industry pundits have been anxiously declaring the &#8220;Year of NFC&#8221; for the past several years.  Near Field Communication (NFC) was supposed to revolutionize the way customers interact with the point of sale. Various beneficial consequences of NFC adoption have been touted - everything from security to efficiency and just about everything in between.  Large companies have [...]]]></description>
		<wfw:commentRss>http://blog.propay.com/index.php/2012/02/16/is-this-the-year-for-nfc/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>PCI Compliance and Hard Copy Data</title>
		<link>http://blog.propay.com/index.php/2012/02/13/pci-compliance-and-hard-copy-data/</link>
		<comments>http://blog.propay.com/index.php/2012/02/13/pci-compliance-and-hard-copy-data/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 19:56:14 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Data Security]]></category>
		<category><![CDATA[Micro Merchant]]></category>
		<category><![CDATA[PCI DSS]]></category>
		<category><![CDATA[Small Businesses]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[compliance]]></category>
		<category><![CDATA[data breach]]></category>
		<category><![CDATA[heather mark]]></category>
		<category><![CDATA[ProPay]]></category>
		<category><![CDATA[protectpay]]></category>
		<category><![CDATA[regulatory compliance]]></category>
		<category><![CDATA[Risk]]></category>
		<category><![CDATA[Security]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1184</guid>
		<description><![CDATA[For small merchants, and really for any merchant, PCI DSS compliance can offer any number of difficulties.  For small merchants, though, lack of resources and information about the Standard can have a crippling effect on compliance.  Fortunately, there are now services like ProtectPay that can help small merchants comply with large portions of the PCI [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>After the Breach?</title>
		<link>http://blog.propay.com/index.php/2012/01/30/after-the-breach/</link>
		<comments>http://blog.propay.com/index.php/2012/01/30/after-the-breach/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 19:20:54 +0000</pubDate>
		<dc:creator>hmark</dc:creator>
				<category><![CDATA[Data Breaches]]></category>
		<category><![CDATA[Data Security]]></category>
		<category><![CDATA[Industry News]]></category>
		<category><![CDATA[PCI DSS]]></category>
		<category><![CDATA[tokenization]]></category>
		<category><![CDATA[data breach]]></category>
		<category><![CDATA[data security for small businesses]]></category>
		<category><![CDATA[end to end encryption]]></category>
		<category><![CDATA[ProPay]]></category>
		<category><![CDATA[protectpay]]></category>
		<category><![CDATA[regulatory compliance]]></category>
		<category><![CDATA[Security]]></category>

		<guid isPermaLink="false">http://blog.propay.com/?p=1172</guid>
		<description><![CDATA[We spend a lot of time talking about what to do to prevent a breach of networks or computer systems.  This discussion has been, and continues to be, very valuable.  It is discussions like this that have allowed the payments industry to develop solutions like ProtectPay, ProPay&#8217;s secure payment solution.  ProtectPay, for instance, allows merchants [...]]]></description>
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		<slash:comments>0</slash:comments>
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